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Phone protection

Phone insurance that actually pays out

Theft, accidental damage, cracked screens and liquid spills — for iPhone, Samsung, Huawei, Google Pixel and more. Compare quotes from SA's top insurers in under 60 seconds.

  • Theft & accidental loss
  • Cracked screen repairs
  • Liquid damage cover
  • New-for-old replacement
  • Worldwide cover available
  • Same-day activation
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Phone insurance guides

Supporting guides in this cluster — pricing, claims and what to check before you buy.

Phones

Cell phone insurance in South Africa — the complete 2026 guide

What cell phone insurance costs in South Africa in 2026, what it covers, and how to pick a policy that actually pays out. Compare quotes in minutes.

9 min read
Phones

iPhone insurance in South Africa — what it costs and what to look for

iPhone insurance pricing for iPhone 13 through iPhone 16 Pro Max in South Africa. AppleCare+ vs local insurers compared.

8 min read
Phones

Samsung Galaxy insurance in South Africa — S24, Z Fold, Z Flip cover

Pricing and policy tips for insuring the Samsung Galaxy S24, Z Fold 6 and Z Flip 6 in South Africa — and how to cover foldables affordably.

7 min read
Buying guides

Is cell phone insurance worth it in South Africa? The honest maths

We run the numbers on cell phone insurance in South Africa — when it's worth it, when to self-insure, and what to do for older phones.

6 min read
Browse all device insurance guides

Device insurance by city

Local pricing, theft hotspots and claim tips for South Africa's biggest metros.

Frequently asked questions

How much does phone insurance cost in South Africa?
Standalone cover typically runs from about R89 to R250 a month depending on the handset's replacement value, whether theft is included, and your chosen excess. Premium flagships sit at the top of that range.
Does phone insurance cover theft and loss?
Theft is standard on most SA policies. Accidental loss (leaving the phone somewhere) is a separate add-on and is not always offered — check the schedule before you buy.
Can I insure a phone I already own?
Yes. Most insurers accept devices up to 24 months old. You may be asked for a photo of the device, the IMEI number and proof of purchase or a recent valuation.
What is the excess on a cracked screen claim?
Screen repair excesses commonly range from R500 to R1,500, or a percentage of the claim value. Some insurers offer one reduced-excess screen repair per policy year.

Related cover and guides

Insure more than one device, or read up before you commit.